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About FSCO

FSCO was established under the Financial Services Commission of Ontario Act, 1997 (FSCO Act) with a legislative mandate set out in the FSCO Act.

FSCO's legislative mandate is to provide regulatory services that protect the public interest and enhance public confidence in the sectors it regulates.

FSCO regulates the insurance sector; pension plans; loan and trust companies; credit unions and caisses populaires; the mortgage brokering sector; co-operative corporations in Ontario; and service providers who invoice auto insurers for statutory accident benefits claims. FSCO is accountable to the Minister of Finance.

In order to support FSCO’s legislative mandate, the FSCO Act sets out a three-part structure for FSCO, which includes the Commission; the Superintendent of Financial Services and Staff; and the Financial Services Tribunal (Tribunal).  

Statutes We Administer

Regulations We Administer

FSCO's Superintendent & Staff



Who We Regulate

As of April 24, 2014, FSCO regulated or registered:
  • 336 insurance companies 
  • 7,316 pension plans
  • 124 credit unions and caisses populaires
  • 52 loan and trust corporations
  • 1,108 mortgage brokerages
  • 2,476 mortgage brokers
  • 8,337 mortgage agents
  • 113 mortgage administrators
  • 1,799 co-operative corporations
  • 48,159 insurance agents
  • 5,166 corporate insurance agencies
  • 1,853 insurance  adjusters


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